Safeco

Car Insurance
Safeco Insurance Company is a major national insurance company of the USA and Safeco car insurance is a member of Liberty Mutual Group, the primary insurer of this country.
3.7
out of 599 user reviews

Insurance Coverage

Safeco Insurance Company does not offer car insurance policies in all the US states, for which its availability in the specific state of a customer should be checked online.

  • In case of an accident, Bodily Injury Liability coverage can be claimed minimum $15,000 per injured person or $30,000 per accident caused by the insured car, whatever is convenient for the company to pay.
  • Property Damage Liability offered by Safeco is minimum $5000 for the repairing cost of the damaged car, which can be increased according to the needs of the customers.
  • Uninsured or underinsured Motorist coverage for property damage is offered minimum amount of $3500, while for the bodily injury it is counted as $15,000 per person injured in the accident and $30,000 per accident caused due to an uninsured motorist.

Coverage Options

  • Comprehensive Coverage pays for the repairs of the car damaged in an accident or a natural calamity; and it even replaces a totally destroyed or stolen car, provided the car is quite new and fulfills certain conditions. The destruction caused by collision with one or multiple large animals is compensated under this coverage.
  • Collision Coverage of Safeco car insurance compensates the repairing expenses caused due to a collision with any other vehicle, while running on the road.
  • Property Damage Liability pays the expense to repair any other car that is damaged due to the accident with the insured car, if the insured one is found to be at fault.
  • Bodily Injury Liability covers all the hospital bills or the huge medical expenses faced by the insured person, for the treatment of all other people injured by the accident; if the accident is caused due to the fault of the insured car’s driver. Mainly the driver and the passengers of the other car involved in the accident may demand medical expenses; if it is proven that the insured car was responsible for the accident.
  • Roadside Assistance is a highly useful coverage, as it provides instant help to the insured car owner, if the car runs out of fuel or tire is flattened or car battery becomes dead, while driving to any place. The company also sends a locksmith to open the locks of the car, if by mistake the car owner is locked out of the car, without anyone else inside to open the door for him.

 

Affordability

The affordability rating of the auto insurance of Safeco is measured to be averagely good, compared to the other competitors in the same market, which means the premium costs paid by the customers of this company are averagely affordable by the common people. This cost can be further lowered by availing the various kinds of discounts that are appropriate for each customer.

  • The discounts are offered for having anti-lock brakes or anti-theft devices in the car.
  • If the driver has undergone defensive driving course or if he has clean record of safe driving for years, he can expect a certain amount of discount on the auto insurance premium.
  • If the car owner is also the owner of a home, he can apply for a discount on his auto insurance premium.
  • Discount is also available for multi-vehicle auto insurance policy or multi-line policy.

So the customer needs to provide all the information, to ask for most suitable discounts, while asking for free Safeco car insurance quote.

Customer Satisfaction

Customer Satisfaction Rating: 
3.7
out of 599 user reviews

The customers of this company seem to be quite satisfied by the services provided by the company officials, which can be esteemed from the averagely fine customer satisfaction rating, calculated by the credit rating agencies. As per the Safeco car insurance reviews, the customers are pleased with the prompt services in claim processing and the convenience of applying online; though other customer services, discount availability and the affordable premium costs are also satisfactory on more than average rates.

Survey Review Data

Financial Stability

Financial Stability Rating: 
2.8
out of 599 user reviews

As Safeco is a subsidiary of Liberty Mutual Group that is known to have a huge asset of $128.3 billion, this auto insurance company has perfect financial stability in the market. The total asset of this company is more than many other average competitors of the financial market, so the customers can easily rely on the stability of this company.

Contact Info

Website: 
https://www.safeco.com
General Phone Number: 
1-800-332-3226
Customer Service Phone: 
1-877-762-3101

175 Berkeley Street, Boston,

MA 02116