State Farm

As this company operates in most of the states of the USA, it is easier for the customers to find an agent or representative of State Farm Car Insurance, for applying for suitable need-based insurance for their cars. Generally, the company fixes a minimum amount for each important coverage option, though the customer is free to opt for the amount that he feels to be adequate for the best financial security regarding his car.

• Property Damage Liability coverage of the car insurance is fixed at a minimum rate of $5000, for compensating the damages of the car of a third party, who is victimized in the accident caused by the insured car.
• Similarly, Bodily Injury Liability coverage guarantees the minimum payment of $15,000 per person wounded in the accident or simply $30,000 per accident caused by the insured car. But this coverage payment is also meant for compensating the physical injuries of the third party victims of the accident.
• Uninsured Motorist Bodily Injury coverage of minimum $15,000 is provided per injured passenger of the insured car or $30,000 is given per accident, to secure the financial interests of the customers, if their cars are hit by the other cars, whose drivers are not properly insured and thus, the injured customers have no hope of getting any compensation from them.
• Uninsured Motorist Property Damage is offered a minimum amount of $3500, for meeting the repairing charges of the damaged car, in case of hit by an uninsured driver.